Let Crowe Appraisals serve your appraisal needsTo many, an appraisal is simply another fee in the long list of items for a home purchase or refinance. Nearly all lenders still want a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that might appear to be more cost-effective than an appraisal. Is securing a mortgage the only reason you should get an appraisal? Are there additional cases when the services of a licensed, independent real estate professional could be beneficial? Absolutely. 
Dispute your tax assessmentIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Crowe Appraisals is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment. Removing PMI for mortgage paymentsWhen the amount being loaned to the home owneris more than 80% of the actual value of the property, most lenders ask home owners to take out this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is folded into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. Crowe Appraisals can provide you with a statement regarding the value of your home, and the cost of the home valuation can generally be recovered in little time because you'll no longer be paying the PMI. Order an appraisal from Crowe Appraisals Order todayGet a clear valuation on a home for divorce settlementsA divorce is a very traumatic ordeal for the parties involved, and it is often more complicated by the challenging decision of who maintains the property. Regardless of the situation, it's a good idea to get an appraisal from Crowe Appraisals so both parties are completely aware of the true market value of their property. The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Ascertain a fair and accurate valuation for estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Oklahoma County for workEmployee relocation can be a stressful event, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, along with information about any recent sales or listings in their area that they want considered during our detailed inspection. Close on your home promptly — at the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price. We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market. 
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